Monomoy homeowners insurance products were specifically built to meet the under-served market currently being insured through the MA Fair Plan. When comparing coverages, it’s easy to see that the Monomoy product is equal to or superior to the MA Fair Plan in all categories.
As an example, take a look at this home below. This is a 2nd home in Orleans, MA that was built in 1959 and is within 2 miles from the coast. The Monomoy homeowners insurance coverage is much better option for the homeowner.
+ Show Details
Coverage E & F
Personal Liability (Coverage E) – provides coverage for bodily injury and property damage for damages that you are legally liable for.
Medical Payments (Coverage F) – provides coverage for medical expenses to those injured at your insured location.
All Peril Deductible
2% Deductible ($7,000)
Water Back Up & Sump Discharge
MA Fair Plan
- $5K limit $102
$10K limit; No Charge
*ENDORSEMENTS INCLUDED WITH MONOMOY AT NO CHARGE
Increased Limits on Loss Assessment & Special Limits of Liability
Increased Personal Property
Credit Card, Forgery & Counterfeit Money
Loss by Theft, misplacing or losing of Jewelry
Loss by Theft of silver, gold, platinum or pewterware
Increased Limits on Debris Removal, Fire Department Surchage & Watercraft (including trailers & engines)
**This list is subject to exclusions, limitations and changes